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                | The Anne Geddes VisaŽ Gold Card from Bank 
                of America | 
              
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                | The Geddes Philanthropic Trust was set up by Anne 
                            and Kel Geddes to assist in the prevention of child 
                            abuse, with a primary focus on breaking the cycle of 
                            this worldwide problem. To date, designated funds 
                            totaling US$2million have been donated through this 
                            trust to help prevent child abuse in Australia, New 
                            Zealand, the United Kingdom and the United States.
                            The Trust works with many organizations globally in 
                            a variety of ways, from offering cash grants to 
                            consideration of the use of Anne's images in their 
                            own prevention programs. 
 A unique arrangement has been made between Anne and 
                            Kel Geddes and Bank of America to ensure that a 
                            percentage of every purchase you make with your Anne 
                            Geddes VisaŽ Gold Card is donated to the Geddes 
                            Philanthropic Trust at absolutely no additional cost 
                            to you. The sole purpose of the Trust is assisting 
                            in the prevention of child abuse and neglect. Cards 
                            issued by FIA Card Services, NA.
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                | Our 
                            Assessment: using the Anne Geddes VisaŽ 
                            Gold card is an easy and painless way to help fund a 
                            very good cause. We highly recommend the card and 
                            commend the cardholders on its use. | 
              
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                                            Help children in need and earn 
                                            Anne Geddes Rewards with every 
                                            purchase  at no additional cost to 
                                            you Mini Card available Earn one point for each dollar 
                                            in qualifying purchases Earn 2,000 Anne Geddes Rewards 
                                            points after your first purchase
                                            Earn 1,000 anniversary Anne 
                                            Geddes Rewards Points each year A percentage of every purchase 
                                            will be donated to the non-profit 
                                            Geddes Philanthropic Trust1 at no 
                                            extra cost to you  *See website for complete terms and 
                                          conditions of card usage and 
                                          application disclosure.  |  
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