| In 1958 Bank of America launched it's
BankAmericard product (branded Visa since 1976) with a then
innovative revolving credit feature. It has since grown into the
world's largest retail electronic payments network with over
16,000 financial institutions as customers, over 29 million
merchants worldwide accepting Visa branded cards, over 1.6
billion cards issued and 50 billion transactions. It is one of
the most recognized financial brands on earth, if not the most
well known. Visa Inc. does not issue credit cards, set credit
limits or APRs, or make loans to it's cardholders. Instead these
things are done by the banks, credit unions and other financial
institutions that are their clients. Instead it operates the
network over which Visa branded transactions occur and makes
it's revenue from fees paid by financial institutions for
processing these transactions as well as other related services.
Visa Inc. is headquartered in San Francisco, California.
Our Assessment: With their
wide acceptance, range of offers and types and overall customer
protections. we feel that Visa Cards are a valuable addition to
your purse or wallet. Visa Cards are highly recommended but
remember that your relationship is with the issuing bank, credit
union or other financial institution, not with Visa Inc itself,
so take the time to check each bank's offerings to make sure you
get the best match for your needs.
Visa Card Offerings for Personal Use
- Credit Cards
- Debit Cards
- Airline Rewards Cards
- Automotive Rewards Cards
- Cash Back Rewards Cards
- Gasoline Rewards Cards
- Hotel/Travel Rewards Cards
- Student Credit Cards
Visa Card Offerings for Business Use
- Credit Cards
- Cash Back Rewards Cards
- Points Rewards Cards
- Airline Rewards Cards
- Hotel Rewards Cards
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