Banks have credit cards tailored to the needs of college students. These cards offer many of the perks associated with premium consumer cards such as rewards, no annual fees and online banking services.

College students who desire to establish credit are invited to apply for these special offers.

Our Assessment:
Now is the very best time to establish credit, when you are still a student. If you wait too long, graduate and get a job, it is much harder to qualify for a credit card or a loan. This is because the banks look at a student's potential while they look at the reality of that entry level job held by the recently graduated worker.  Student Credit Cards are Highly Recommended.