There is no way to completely prevent credit card
fraud, but there are a few steps you can take to make it much less
likely by making it harder for a thief to capture your card or card
numbers.
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Sign your credit cards.
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Make a record of every card you own including
the account numbers, expiration dates and the phone numbers and
addresses of the issuers. Put this information in a secure place.
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Keep your card in view during each transaction.
Get it back quickly.
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Never give your credit card information to
anyone who calls you on the telephone, even if the identify
themselves as calling from your bank. Banks and other card issuers
already have your information and will not ask you for it.
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Save each receipt and compare it with the
billing statement. Notify the company quickly and in writing of
any discrepancy.
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Notify your card issuer in advance of a change
of address.
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Never lend your credit card to anyone.
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Do not leave receipts, bills or other paperwork
containing your account numbers in places where they can be found
or accessed by others.
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Destroy carbons and any other paperwork having
your account information before you throw them away.
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Never sign a blank receipt. Cross out any blank
spaces above the total.
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Void incorrect receipts.
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Use Credit Cards, not Debit or ATM cards when
making a purchase from a company you do not know.
Under the Fair Credit Billing Act,
your liability for lost or stolen credit cards is limited to $50.
If the loss involves only your credit card number (not the card
itself), you have no liability for unauthorized use.
